养老金指南Annuities For Dummies mobi 下载 网盘 caj lrf pdf txt 阿里云

Are you a baby boome***ho's about to retire? Are you concerned about your financial future? Relax. This plain-English guide will walk you through the ins and outs of using annuities to fund your retirement years. Find out what annuities are, whether they're the right financial vehicle for you, and which of the many opti*** might have your name on it.

Introduction

Part I: Annuities: A Blend of Insurance and Investment

Chapter 1: Making Sense of Annuities

Chapter 2: Using Annuities to Meet Retirement Challenges

Chapter 3: Dissecting an Annuity

Chapter 4: Weighing the Pros and C*** of Annuities

Chapter 5: Deciding Whether an Annuity Is Right for You

Part II: Identifying the Main Types of Annuities

Chapter 6: Saving with Fixed Annuities

Chapter 7: Experimenting with Index Annuities

Chapter 8: Meeting the New Generationof Variable Annuities (VAs)

Chapter 9: Financing Your Retirement with an Income Annuity

Chapter 10: Aging Gracefully with an ALDA

Part III: Making the Most of Your Annuity

Chapter 11: Structuring Your Annuity Correctly

Chapter 12: Optimizing Your Variable Annuity (VA) Investments

Chapter 13: Accessing, Escaping from, or Converting Your Annuity

Chapter 14: The Taxing Side of Annuities

Part IV: Navigating the Annuity Superstore

Chapter 15: Getting Creative with Annuities

Chapter 16: Going to Meet the (Sales) Representative

Chapter 17: Avoiding Annuity Pitfalls

Part V: The Part of Tens

Chapter 18: Ten Essential Annuity Expressi***

Chapter 19: Ten Questi*** to Ask Before You Sign a Contract

Chapter 20: Ten Factors that Determine Longevity

Chapter 21: Ten Web Sources for More Annuity Information

Appendix A: Key Research Sources

Appendix B: Protection from Insurer Default

Appendix C: General Rule for Pensi*** and Annuities

Glossary

Index

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作者简介：Kerry Pechter is the senior editor of Annuity Market News. As a reporte***ho writes about annuities and the annuity industry full-time and as a former marketing write***ho specialized in annuities at The Vanguard Group, he brings both an outsider’s and an insider’s perspective to the writing of this book.

A financial journalist for many years, Kerry has written for the New York Times, the Wall Street Journal, the Los Angeles Times, and many other national and regional publicati***. His previous books include two career guides, A Big Splash in a Small Pond: How to Get a Job in a Small Company (Fireside) and An Engineer’s Guide to Lifelong Employability (IEEE). He is a graduate of Kenyon College.

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Why look into annuities? If you’re a Baby Boome***ith little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read Annuities For Dummies, 3 rd Edition . This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You’ll find out exactly what annuities are, whether they’re the right financial vehicle for you, and which of the many annuity opti*** might have your name on it. You’ll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to: Identify the main types of annuities Weigh the pros and c*** of annuities for yourself Minimize the complexity and cost of your annuity investment Figure out how much money to commit Avoid common annuity pitfalls Create an income you can’t outlive The time to start securing your financial future is now. Annuities For Dummies, 3 rd Edition , gives you knowledge, insider tips, and expert advice you need to make your money do its best for you.