Fight Foreclosure!: How to Cope with a Mortgage You Can＇t Pay, Negotiate with Your Bank, and Save Your Home如何应付你不能支付的抵押、与银行谈判并保全你的家庭 mobi 下载 网盘 caj lrf pdf txt 阿里云

FIGHT BACK!

With a Take-Charge Strategy for At-Risk Homeowners

Milli*** of homeowners are at risk of losing their homes. Are you one of them? If so, you need this practical, step-by-step guide to help you take action before it's too late.

In Fight Foreclosure!, David Petrovich offers honest advice on all of your opti***, weighs the pros and c*** of each, and shares smart, practical strategies for lowering your payments and keeping your home. He points out the too-good-to-be-true foreclosure rescue offers you should avoid, and offers real alternatives that work—now!

Petrovich is a mortgage banking inside***ho understands the loan servicing industry inside and out. And he understands the pressure you're under. Don't worry! You're not alone. Inside, you'll find the calm, professional advice you need to manage your financial crisis, including topics such as:

The foreclosure time-clock—why acting early is critical

Handling collection calls 　

Cutting expenses and rebuilding your budget 　

Negotiating with your lender

Utilizing all your legal defenses

Using bankruptcy to save your home

Selling your home to avoid foreclosure while saving your credit

Finding legitimate help and avoiding rescue scams

ACKNOWLED***ENTS

INTRODUCTION You Are Not Alone: America in Foreclosure

CHAPTER 1　Don't Ignore the Warning Signs: How to Get past Denial, Deal with the Stress and Embarrassment, and Take Action to Save Your Home and Family

CHAPTER 2　The Foreclosure Time Clock: Why It's Much Better to Act Sooner than Later

CHAPTER 3　How to Handle Collection Calls: Why You Should Talk to Your Lender First, What to Say, and What Questi*** to Ask

CHAPTER 4　Too Much Month at the End of the Money: How to Prioritize Your Spending and Where to Cut Expenses

CHAPTER 5　Negotiate with Your Lender to Win/Win: Walk Away, Sell, or Sacrifice to Save

CHAPTER 6　Use the Law to Fight Foreclosure: Legal Defenses

CHAPTER 7　Using Bankruptcy to Save Your Home

CHAPTER 8　How to Sell to Avoid Foreclosure and Save Your Credit Even if You Owe More than Your Home Is Worth

CHAPTER 9　How to Find Legitimate Help and Avoid Foreclosure Rescue Scams

CHAPTER 10　Opti*** for Real Estate Investors Facing Foreclosure

CHAPTER 11　Life after Foreclosure: What I Learned When　 It Happened to Me

APPENDIX A　Questi*** and Answers from HUD

APPENDIX B　Mortgage Workout Notebook

APPENDIX C　Mortgage F***iveness Debt Relief Act of 2007

APPENDIX D　News Release from www.hud***

APPENDIX E　Glossary

APPENDIX F　State Foreclosure Procedures Chart

ABOUT THE ***THOR

INDEX

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